Terms and Conditions of Use

1. Subject of the services

PayProcessing (payprocessing.com) is a platform that provides educational courses, technical materials, and professional certification programs in the field of money flow architecture and banking data security for e-commerce platforms.

2. Rights and obligations of the parties

The User is obliged to:

• Provide correct and complete information upon registration.
• Not use the services for fraudulent purposes or in violation of the law.
• Maintain the confidentiality of the account and access credentials.

PayProcessing is obliged to:

• Provide access to the purchased educational and technical content.
• Ensure the technical operation of the platform in accordance with industry standards.
• Protect users' personal data in accordance with the Privacy Policy.

3. Limitation of liability

PayProcessing is not responsible for:

• Business losses, revenue, or data resulting from the use or inability to use the services.
• Content provided by third parties or through external links.
• Non-compliance with banking regulations or data security by the user in the implementation of their own solutions.

Our services are provided "as is" and we do not guarantee uninterrupted operation or the absence of errors.

4. Payment and refund terms

All prices for courses and certifications are displayed transparently on the platform. Payment is made in advance. The right to a refund of the amount paid is granted only within 14 days of purchase, in accordance with the law, provided that the educational materials have not been accessed or downloaded.

5. Termination of use

We reserve the right to suspend or close accounts that violate these terms, without prior notice and without the right to a refund. The user may cease using the services at any time by deactivating the account.

6. Modification of terms

These terms may be updated periodically. The current version will always be published on this page. Continued use of the platform after changes constitutes acceptance of the new terms.